Helping You Find Debt Relief
Filing for bankruptcy is an important decision that has significant implications for your life. But when mounting debt begins to feel unmanageable, bankruptcy can provide relief. The Law Office of Robert H. Wood, P.A. in Jacksonville, Florida helps you decide whether filing for bankruptcy is the most effective way for you to take control of your debt.
Knowledgeable About Debt Analysis
At the Law Office of Robert H. Wood, P.A., we have been assisting people with overwhelming debts for more than 20 years. We analyze your case to determine if bankruptcy will advance your immediate and long-term financial goals. We review your debts, income and expenses, and we explain the full effects of bankruptcy on your family, business, home ownership and access to credit. If bankruptcy is the right choice, we provide detailed information about the bankruptcy process and a complete picture of the outcome you should expect. Our upfront approach to bankruptcy gives you confidence in your financial future.
Reprieve Through Automatic Stay
Filing a bankruptcy petition automatically triggers an automatic stay, meaning creditors must immediately stop collections letters and phone calls. We communicate with your creditors from the moment you file for bankruptcy and so you don't have to deal with them anymore.
Your Bankruptcy Options:
Chapter 7 Bankruptcy
For individuals and their spouses who own fewer assets and earn smaller incomes, Chapter 7 bankruptcy grants you relief from debts through liquidation of your assets.
Chapter 13 Bankruptcy
An option for families facing foreclosure or whose incomes are higher, Chapter 13 bankruptcy permits you to pay off debts under a court-ordered installment plan extending three to five years. This option provides numerous advantages, including the possibility of keeping your home.
Efficient bankruptcy representation in Jacksonville, Florida
Call the Law Office of Robert H. Wood, P.A. at 904-388-6778 or contact us online to schedule your free bankruptcy consultation.